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109 sats \ 6 replies \ @Satosora 29 Jan \ on: CrowdHealth - Ditch Fiat Health Insurance AMA
Is this even possible?
Unless people become more healthy, l dont know if this would really work.
Even countries with UHC strugfle with people bogging down the system.
There are two pieces to this. Utilization and price. We are working on both but primarily on price. Right now our members are getting 50% better prices than United Healthcare on large bills.
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As far as utilization goes, we will be giving discounts for people who are healthy. That not only rewards those who are health but also incentivizes others to get healthy. Additionally, we do quarterly specials that show people the important biomarkers of health. For example, we are doing a DEXA scan special in Q1. That enables people to see their visceral fat levels which is super important to reduce chronic diseases
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Auto insurance favors good drivers and penalizes reckless drivers
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We will reward those who are healthy.
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Discrimination is a feature not a bug
otherwise unhealthy people are "bogging down the systsem"
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