You dont have to open a 16M LN channel. You can open a 100k channel if you like. Maybe 1M is a better idea, but anyway.
One can open a 0.01BTC channel but this is not a very efficient way of using LN. For dollar cost averaging it is just better to use a custodian wallet like <stacker.news> but with increasing adoption and recognition of Bitcoin such havens as SN may be soon clamped down on heavily and / or regulated out of existence. BTC is great for spending. not so much for receiving without a custodian.
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