i have an umbrel. and i tremendously applaud umbrel's standard, easy to use 'configuration' options. you can choose from core, knots, and libre right out of the box and do the IBD + connect a wallet through an easy-to-use interface.

on the disclosures i completely agree. and i believe that monetary application -sending receiving and storing sats is the killer 'use case' for bitcoin. all other 'uses' die or are short-term fads relative to it's initial runtime (2009-2140)