The one regulation I 'cherrypicked' is foundational and fundamental to the ethical, equitable and correct functioning of a fiat monetary system. The neoliberals removed it and created a massive inequity and misuse of fiat monetary issuance. This is destroying the wests economies. It is not just one regulation but one very important and central principle- if you are going to give private for profit banks the power to create increased money supply via fractional reserve banking fiat debt issuance you must make them earn it and compensate for the debase that occurs as a result- issuing funding for non productive purposes does not return any compensation to the economy and fiat money holders - whereas issuing funding to potentially productive purposes does.