Ok so what would be the use value of gold? It's shiny, ornamental? Certainly 5000 years ago it wasn't being used in semi-conductors. It's value was its scarcity, indestructability, fungibility. Bitcoin's use value is similar. Forget claim on an insolvent entity, it is a claim on a virtually indestructible monetary network.

I will mark Josh down as "I have known about bitcoin for a long time and I dismissed it while watching it slowly take over the world and I better double down because I am too proud to admit I might have been wrong". There are millions of Joshes in the world.