Let me just say that I'm a very happy member. Andy does not pay for any endorsement from me and despite being good friends with Andy, I joined because it was an economically rational decision.

I used to work in health care billing (athenaHealth before it went public) and my wife used to be in the medical field, so I know more than most about what a complete disaster the whole field of health insurance is. It's a robber's den of regulatory capture and rent-seeking and I couldn't be happier that CrowdHealth exists.

Also, if they don't ask for the money you put into your health account every month, they send it back! I've never had a health insurance company do that. And now that they have Fold integration, you can convert that straight to Bitcoin. It's a wonderful service and I truly believe it's better for your health.