Always dca, always save, and sell/spend when needed. I treat my stack as a savings account. I only reach into my savings when I need to. Otherwise I live on less than I make and try to save the rest
I'm going to start doing more lump sum buys. I've historically done DCA but I think I can optimize my stack more with larger lump-sum buys.
I understand it is difficult to time the market, but when there is a large dip it would be nice to have a stack of dry powder to deploy. The question I guess is will we see more fiat-denominated pullbacks in 2025? Maybe maybe not!