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But then, one day, in early the 2012, went to a grocery store to buy some beers, with only 20 bucks in my pocket. Right at the entrance I bumped into an old friend, from communist era, we were buddies, doing all kind of crazy things, against the system. Imagine my surprise, that after so many years, I met him again, in a total another world, in total another circumstances.
That would have been an excellent time to start HODLing, too. Buying, spending and HODLing at the same time from then would, indeed, make you independent.