I basically agree @freetx's comment, but I'm also in your boat wrt my understanding of bitcoin.

I only recently got to the running-my-own-lightning-node stage, which you can do from a normal PC with Alby Hub.

The monetary aspect is going to be the prevailing one, even if it can do other stuff. Every time I start thinking through how different concerns will play out, I end up concluding that the already existing mechanisms will take care of them.