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Rough idea how much they will be lowered to?

I would suggest recommend 80k monthly and 800k yearly.

I'm not sure. We can't handle too many of them is the biggest problem. Maybe 69k/mo & 690k/year & 6.9m/once.

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I know you want to disincentivize the one time option but 100 months up front is pretty steep.

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Definitely.

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