Thanks for the mention. I see @k00b explained it better than I could have. One thing I want to say, and this isn't directed specifically in response to your post. Based on the recent US government actions, which seemingly amount to changing rules unannounced, it's really important that SN makes this transition. If it costs you a few extra sats per transaction, it would probably be worth it in the long run. SN is probably the best place online right now to earn sats. I think we would all agree that it would be horrible if one day we try to log in only to realize the site was taken down.

Furthermore, remember that the SN wallet is custodial. Yes, I trust K00b, but that's not the point. As bitcoiners, we all should be striving for decentralized solutions. This gives us all a little push to find those solutions.