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Currently, payment:XBT will display as on-chain.
We're currently debating the the OSM community on the most appropriate tagging regime: https://community.openstreetmap.org/t/bitcoin-tagging/2302.
I would like to see onchain being explicit using the payment:onchain tag.
payment:bitcoin
and just usecurrency:XBT
andpayment:lightning
for some of my listings I'm maintaining which are really lightning only.