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121 sats \ 15 replies \ @freetx 9 Aug \ on: How can I get money into my US bank account? bitcoin
Out of interest, how would they know your customer is US-based? I suppose they mean a transfer from another US bank account constitutes proof?
correct yes. I mean I would imagine so. Meaning if I were to get a SWIFT transaction in they wouldn't count it as a US based person.
BTW it's not a tiny weird shady unknown bank. It's Mercury (they're not the bank but whatever).
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Open Account #2 with a different bank and invoice between them?
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It's not that easy for me to open a bank account if I'm not in the US.
Also, the account would be under my name and it's a direct violation of their ToS. As mentioned a friend's account got closed for a similar reason.
I guess the alternative would be to open another LLC so that my name is not revealed, then transfer from that one. What's supposed to happen with tax declarations and such with that I really have no clue
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you may be over complicating things, if you have a US business with EIN you can open as many account with any bank you want.
What’s the need to stay with mercury?
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Not really any need to stay with them.
But as far as we've tried, only Relai and another smaller one allowed to open it online only. We've tried plenty of them. Relai is missing many things that Mercury has (for example Relai's debit card often doesn't work withdrawing on ATMs, and they don't allow ACH transfers to most banks).
I visited the US once and was denied by Wells Fargo. I had all the documents, EIN, and all. They told me to visit another branch like a million miles away. My friend succeeded with BoA and WF but only going there physically, and because he had friends who worked at the bank. I'm not planning to go anytime soon.
I'm kind of out of ideas and wishing not to complicate it, hence why I'm looking for options.
BTW appreciate your time and energy to reply
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When I tried Wise they didn't allow people who are residents from the country I am from (even if you have an EIN). That might have changed so I'll take a look.
Wise I believe does work. I just wanted to keep my account as I've been using.
Thanks, I think your answers are the best. Enjoy the bounty 💰
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I have used Wise to send money from USA to another country. Never had a problem.
Their name used to be Travel Wise.
Is this their website?
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