Dumb people will find dumb ways to screw up their lives in any system. It’s not a good reason to adopt a less efficient system.
Im saying maybe it should be harder to get credit. Instead of begging people to get credit cards and make dumb decisions.
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People are either adults who can make they’re own decisions or they’re dependents who need guardians.
Free societies are for adults.
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I just think it should be more difficult. Like earning a degree, it should be a learning process. Not a drinking one. lol
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Parents should definitely impart more financial sense to their kids. Maybe they used to, but the Boomers are atrocious at handling their finances and they seem to have passed that on.
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Yes, society has gotten lax with money. There needs to be a change. Maybe more education in the school system...I dont know.
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