I can see how you think this way, XMR isn't for the faint of heart. I consider it as potential money I may need to buy lifesaving drugs in the event gov't will deem illegal to buy. Also, XMR has always been ready for the possibility of delisting and heavy regulations, everyone freaking out over samurai wallet was no surprise to XMR fans.

USA has been on the banned list already for a while-Iran, Syria, China etc. The team behind XMR is highly intelligent, they've built privacy at the protocol level. Whereas LN is on the APP level. You don't have to agree with my ways, I don't push mine on to you. But if you need life-saving drugs, and they're illegal, you honestly think they'll take your KYC bitcoin? And if do they accept it, they'll demand on-chain -not on LN.