Why take on that needless complexity that takes away time, resources and adds more headaches and takes away from your core business that generates said revenue?

Why not just pay people what they owend and let them decide what to do with their purchasing power?

If they want to buy Bitcoin, if they want to speculate on shitcoins let them do it on an individual basis, if they just want to allocate to different markets theres no shortage of financial services and ETFs to do dumb money dumping into a host of markets