I would say it's one factor among many for how your life will most naturally evolve. Taking your parents as a guide, which one is more educated? In growing up you've learned a lot consciously and subconsciously about how relationships work under such circumstances. It's very common for people to follow a similar path to their parents as far as what feels natural.
Of course, you could be different. You could be one to ford a new path or to reject the patterns of the past. This is probably the way that benefits most from lengthy yet economically-considered education. Does being a first doctor or lawyer or billionaire in your family sound enticing?