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It’s a voluntary agreement between two private parties.

No one has claimed to be a victim except NY attorney general.

A loan application is a starting point for negotiations between borrower and lender. As someone mentioned earlier the loan was paid back with interest. The bank can claim damages if loan default

I understand and agree.

There must be some additional details.

Usually I read these court opinions once all is said and done. I’ll have to find the PDF…

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