reply on: SN: Most reliable way of stacking sats \ stacker news ~bitcoin

129 sats \ 9 replies \ @Undisciplined 16 Feb \ parent \ on: SN: Most reliable way of stacking sats bitcoin

I've also been doing pretty well with Fold and I'm still in the process of convincing my wife to let me pay more of our bills with it, so it should be even better in the future.

199 sats \ 8 replies \ @KLT 16 Feb

Might give them another look. How much you pay per month?

692 sats \ 6 replies \ @gmd 16 Feb

Fold app has been money for me. Gone are the glory days of 2-5+% rewards back in 2021 but still worth the fee.

For me the key is using Citicards (Double Cash 2% flat and Costco Visa 3% restaurants+travel, 4% gas) -> Pay using Paypal bill pay giving me an extra 0.5% sats on top. Used to be 1% but still worth it- nice to get $10 in sats on a $2k credit card bill.

It also works I believe with Amazon (have not tried) and a few other credit cards but I have not been able to get Paypal to work with my Chase cards.

I also use it for rent (net positive after $4.95 debit card fee) and 4 times a year to pay my estimated quarterly taxes ($2.14 fee to make a $7k payment).

Part of the fun of the bull run up has been seeing the USD worth of the sats I've stacked on Fold go skyrocketing.

...

SN on the other hand is a sat loser for me. I don't comment as much as I'm here to spend sats freely to stimulate the ecosystem and community.

99 sats \ 0 replies \ @KLT 17 Feb

Super helpful. Thank you! I’m all about 2% citi double cash and using that cash back to stack some serious sats.

157 sats \ 3 replies \ @Undisciplined 16 Feb

the key is using Citicards (Double Cash 2% flat and Costco Visa 3% restaurants+travel, 4% gas) -> Pay using Paypal bill pay giving me an extra 0.5% sats on top.

I didn't realize I could do that. Setting that up is next on my list.

663 sats \ 1 reply \ @gmd 16 Feb

Not life changing money obviously and some would argue not even worth the time but it’s a fun little hobby to stack sats here and there and get an extra 0.5% discount on life purchases.

https://m.stacker.news/16401

129 sats \ 0 replies \ @Undisciplined 16 Feb

At sat-cent parity, each of those rewards will be hundreds of dollars.

199 sats \ 0 replies \ @cryotosensei OP 17 Feb

Glad that my humble post may help you step up your sat accumulation game

99 sats \ 0 replies \ @cryotosensei OP 17 Feb

Thanks for sharing your processes. I’m not based in the US, so I cannot take advantage of the things you mentioned. But just reading how circular your system is inspired me

99 sats \ 0 replies \ @Undisciplined 16 Feb

$10 for Spin+, which I more than break even on. You can use it for free, though, there just aren't as many perks.