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Hot wallet like?
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Compared to a cold wallet. an offline hardware device (ex: coldcard, trezor, etc...)
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Why not?
Coldcard is cold wallet right?
Why not to keep much of my stack in coldcard?
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Why not?
I think there might be some confusion in how I worded my previous answer. A hardware wallet is a better security option for securing Sats.
Coldcard is cold wallet right?
Yes
Why not to keep much of my stack in coldcard?
You should.
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I don't know why one could not use SN as a wallet. I mention as much in a previous post SN Post: #413714
How many Sats are you thinking of having in SN at any given time?
k00b has provided wise wisdom not to keep to many Sats on SN in the past. As it is good advice not keep to much of your stack in a hot wallet and/or custodial wallet.