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Doesn't Cashu solve this 'bearer asset' issue? Although it is non-physical and certainly more experimental at this point.
Well kind of but remember, your Cashu money is not a utxo(from the base layer), I was looking at ways you can give more people ownership of bear bitcoin base layer money to move around from one owner to the other. Cashu, Fedi, lighyning are great but with a custodial risk.
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