Yes, you hear it well: you are a merchant and you want your customers to start using Bitcoin! The onboarding process works on both ways. This guide is about HOW to onboard new users, not to became a LN bank. So please don't come up with comments that "is custodial... bla bla bla". Yes, you can be the custodian, the LN bank for your customers, nothing wrong with that if the user are warned about the risks. If there's a trust between the parties, it is nothing wrong.

This is how we start slowly onboarding people, We MUST start using Bitcoin BEFORE the CBDCs are in place!

Recently Ben Arc announced a new feature for the LNbits TPoS:

Youtube video demo here:

Apart from new improvements for the LNbits extension, was added the possibility to sell BTC vouchers. Same as Azteco is doing. But this time ANYBODY with a LNbits instance can do it.

You are just a regular small shop, grocery or whatever shop, bar, restaurant, that already accept BTC. Some customers are still paying you in fiat cash. Fine, but also they would like to start using BTC, and they don't know how to do it, how to start. Are your regular customers, you know them, they know you.

So they do their regular shopping and pay with cash, you gave them some change, in coins or bills. Then you ask them: "would you like to convert this small change into bitcoin?" Answer is yes.

Then go to your LNbits TPoS, put the amount in fiat and print the voucher code for LNURL-withdraw with the sats.

As a first time using Bitcoin it is recommended to help them with more instructions like: what wallet should install and redeem that LNURL voucher, how to do it, safety measures, how to stack, how to take self custody etc.

I would recommend to onboard first with simple solutions, even custodial if they prefer (but warn them). The first steps are always very hard for a noob. Depending on their knowledge level, suggest the app accordingly. See bellow in the links resources the guide about LN wallets comparison.

And done! From now on, your recurring customers could exchange their fiat change from shopping into sats, each time they came to your shop.

I would not be worried about any "legal" repercussions. Bitcoin is digital P2P cas, another form of money that NONE of gov have power over it. Nobody can prohibit you to trade in whatever form of money or value.

Please don't confuse this aspect with "legal tender", that is totally another story !

Any retailer or individual could refuse to use a legal tender. Nobody can force you to use it. Why? What is the point of a legal tender then?

The point is that you cannot force a retailer to accept legal tender or indeed any other form of tender. If, however, you buy something from them and there is no contractual barrier to the use of any form of tender, and you offer legal tender in payment, and they refuse it, then they cannot enforce the debt in court.

That's what legal tender means: it's about discharging debts. If you incur a debt you can discharge it with legal tender, but you cannot be forced to incur the debt in the first place, if you see what I mean...

Please bookmark all of them to study them before you start building your own scenario. Are full of details.