Ripple is decentralized..

"The result is that XRP remains decentralized, faster, and more reliable than many of its competitors. It also means that the XRP consensus system consumes negligible amounts of energy compared with Bitcoin, which is considered an energy hog."

https://www.investopedia.com/tech/whats-difference-between-bitcoin-and-ripple/#:~:text=Each%20Uses%20Distinct%20Methods%20to%20Validate%20Transactions&text=The%20result%20is%20that%20XRP,is%20considered%20an%20energy%20hog.

But no i'm not saying invest in XRP..especially with the legal troubles. But the fact is the legal troubles show that the US government is worried about it..and I don't see bitcoin being sued..