Accounts are lame. Every account I create adds to my mental overhead, "I know I have some data over there somewhere, so I need to make sure I remember it in case it's relevant in the future." Accounts presume some level of future maintenance for privacy reasons or in our case financial reasons or for archival/self-snapshot reasons.

This is one reason to be bullish on DIDs and actually self-hosting your data. While self-hosting anything isn't free, it doesn't give me the same type of data anxiety because I'm more in control of it all.