I haven't had the strength to OP anyone in a while but I normally just stick with it won't make you rich it just ensures you don't get poorer over time, your baseline savings increase against currency debasement and then go and do whatever you think you good at to earn money, be that investing, working, creating a business, you're free to pursue income generation opportunities knowing you have a hedge against currency debasement + all the stuff you mentioned as a bonus
It doesn't ensure you don't get poorer over time, you can still spend like a lunatic and become poor.
But at least if it doesn't steal from you, it allows you to build wealth, because if you save something every month, you get wealthier with each passing month.
So yes, it is a wealth-building tool, as anything that deserves being called money should be.
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100% but I didn't think I need to caveat that you're spending less than you save still applies
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