You have children together, you'll always be witnesses to one another's lives. As for marriage in my opinion, no tradeoff that a divorce offers should really be tolerable, and if it is, then divorce is worth exploring, so long as it isn't relief from immediate challenges, and long-term stuff is considered—which you cried power to:
"I am scared to grow old with that person."
That one got me. Wasn't ready for that so soon in the reflection.
Divorce is definitely not a one-size-fits-all though. Each is unique. Who's on your emotional support roster?