Those coins are actually UTXOs. Think about them as main vaults. Inside of each vault are 100 million sats, that can be even divided further.
This FUD is meaningless, because is coming from a POV of fiat mindset. Bitcoin is ENERGY stored on a timechain. That energy can be divided in sub-secquential units that can have a specific value in time, so no need to be always "pegged" to a fiat price.