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Well, I think non custodial LN wallets are not easier. Learning about backups and being responsible for yourself without a customer support when you fuck up is def nothing for a lot of people.
Also, basic bitcoin layer 1 wallets are as easy as CashApp or PayPal. They simply don't offer all the different services those centralized FIAT companies do.
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You brought up PayPal and CashApp. I compared lightning to them. They are custodial financial services. Give me an example of a non-custodial financial service and I can try to compare Bitcoin to that.
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Of course there isn't. But non custodial bitcoin is one of the main selling points of btc, that's why I mentioned it. Do you think no matter how crappy the UX of a non custodial app is, we can't compare it to traditional financial services because they are custodial?
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