In this example, I own a house and you own a Bitcoin. If you buy the house you are giving me your Bitcoin and I give you the house.

Value has exchanged hands but there is there is still the same amount of value in the economy.

Saying something is "worth" something doesn't mean more value has been created because to realise that value you must exchange it for something of equal value.

Unfortunately, this is part of the fiat mindset. If you go to the bank and get a loan in dollars to buy a house, there are now more dollars in the economy. But adding more dollars to the economy doesn't add real value. Hence, why things actually get more expensive in dollar terms.

Another view is to say that getting a loan is borrowing from your future. You're taking the value now and promising to pay it back by working to earn those dollars and return them to the bank. This works on paper, but in reality it's still inflationary because by taking those dollars now, you're actually increasing demand for the houses driving their prices up.

In short, real value cannot be created out of thin air. When there are more dollars, the value is being extracted from somewhere.