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Some wallets allow you to create multiple xpubs and each uses a different derivation path I assume.
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That's exactly what I do now. I guess it's a good enough solution.
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According to this blog post they also allow you to list multiple addresses.
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Yeah you can just use an xpub but for privacy that isn’t the best as all your addresses will be Doxx to Swan and prime trust.
I started off with address reuse then I loaded an xpub but I deleted that and now I just do manual withdrawals with a fresh address every time the utxo is a good size