pull down to refresh
Really appreciate this comment — you've nailed exactly what we're going for. Most financial education for kids teaches them to be consumers. Earning sats to a wallet they control teaches them to be owners. And you're right about Liquid and on-chain — the tradeoffs between speed, cost, and finality are part of the education. They experience it rather than just read about it.
On the lost seed phrase question — the seed is on the child's device only. We don't store it on our servers. In earn-only mode the risk is manageable — sats can only go back to the parent, so the parent can sweep them periodically before they accumulate. For full self-custody, it's the same responsibility as any self-custody wallet — the parent guides the seed backup process and that's genuinely one of the most valuable lessons. Backing up a seed phrase, understanding what happens if you lose it, understanding that no one can recover it for you — that is custody education.
We're also building out more granular parental controls — spending limits, feature toggles, and the ability to restrict specific wallet functions per child. The goal is to give parents full control over how much responsibility they hand over and when.
Still in beta so iterating on all of this. Would love your feedback if you try it out — btcbitbybit.com, code BETA2026B for 100% sats-back on subscription.
This hits on something I think about a lot — most financial education for kids teaches them to think like employees or consumers, not owners. By connecting chores to sats and keeping them in a self-custody environment, you're building intuition about actually owning an asset. The Liquid and on-chain options also matter; it teaches them there are different tradeoffs (speed vs settlement finality). One thing I'd be curious about: how do parents handle the "lost seed phrase" scenario? That's usually the hardest part of custody education. The 100% sats-back offer is smart positioning for beta — removes friction when you're still iterating on the experience.