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Nearly two-thirds of Gen Z and Millennials think that the only way to build wealth today is through alternative methods like gambling and crypto

That sucks. Too bad they don't see the potential of hodling.

edit: btw, @sox quote reply wasn't working for me. Maybe that's related to the new editor.

It seems like I can't reproduce it, even though I'm not really sure about my recent fix on quote reply.
I'll take a look now, thank you!

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Did you try highlighting text from the original post and selecting quote reply from the drop down?

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Started working on this the moment I got your live comment. I didn't thought of that button at all!!

The problem was that the editor didn't support quote selection updates if already open. Pushed, thanks again!

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Of course

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wait *didn’t think

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I think what they might be missing too is how quickly things can change.

If a major real estate or stock market crash hits, those who have been patiently saving up cash could have a great opportunity to buy into assets at a cheap price so they can build wealth.

To be fair, if I were a young person struggling to make ends meet, I don't know if I'd be able to think that way. Especially when history teaches us that the current regime is willing to monetize every crisis.

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The market can stay irrational longer than they can stay in cash.

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It's also not usually obvious when something's a bargain. If it were, someone else probably would have bought it already.

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Imagine all the advice they're getting about how dumb they are for not being in the market, too. Letting their cash melt away. And those critics are right, too, except when they're not right.

I don't envy 'em, I'll tell you that. There's a path forward, and great opportunities, but I don't know that I would have been able to seize them at that age.

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I have a friend attending a school known for finance, and they are actively pushing students to start investing now (at 18, 19) because, if they only save in cash, they won't keep up with inflation.

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I'm pretty confident I wouldn't have seized them because I didn't when I had the chance to.

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Yes, but they are not saving cash because "Cash is trash." They're saving in those exact markets that can rugpull them.

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You hit the nail on the head…
does the article mean ‘crypto’ or does it mean… bitcoin?
Crypto could mean some little known memecoin that pumps… or it could mean multi-decade Bitcoin savings.

Which one? who knows. so many of these finance ‘articles’ put a big orange B on the front cover illustration but they don’t actually clarify what the ‘crypto’ is that they’re referring to.

‘Crypto‘ to financial publications also refers to ‘stablecoins’ which they mention constantly… but what does that have to do with ‘risky bets’ if it’s so risky why is the US embracing stablecoins???

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I suspect it's not about bitcoin if they're also seeing gambling as a reasonable income strategy.

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