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Thanks for your comments πŸ™‡
My current understanding is that there is no universal recommendation.

As the simplest non-custodial solution seems to me Phoenix Wallet, but

  • It’s more expensive and less predictable in behaviour then having own node (or using custodial solution).

Other known approaches that could in combination work are:

  • Cross-input signature aggregation
  • Channel factories
  • other sidechains (like Liquid)
  • Fedimint
  • Mimble Wimble
  • combination with custodial solutions
  • block increase
  • please add more if you have some..

And this actually bring me to a weird idea.. πŸ€”
Receive the payment to a node other than mine, but it would be encrypted somehow so that the owner of the node can't spend it without my permission. Then I wouldn't need a channel. I can't get the funds without cooperation, but at least he can't rob me

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