I'm happy that there are a lot of smart people trying to make bitcoin work as a medium of exchange, and you need to explore the dead ends before you can find the right path. And lightning is becoming more and more usable for normal people, albeit slowly.

Will we ever be on par with the fiat payment cards UX? Will lightning be the L2 of choice? Would a soft fork that moves part of the massive complexity to L2 (e.g. LNhance) help and is it even feasible at this point? Only time will tell ...