Trump's differed dramatically though in that the State was doing something unprecedented in getting involved in a matter between two private parties that had no victims. This clearly does have victims because it is an outright lie to the lender. Trump said I think my property is worth X and they gave him the money based off of it being worth X so they agreed. With Cook she claimed these were primary residences which get lower interest rates however she immediately didnt live in one and instead rented it out. That makes it a much bigger liability.