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Yes, this seems like a big problem. however, I'm not sure that our current system with payment processors as intermediaries is so different...it just hasn't been tested.
Well, it really is as it says there, in seconds the payment is in the other person's account, what you know, everything is tracked by the government, here those who do P2P business do not like payments by pix, they say they are from the "devil".... hahaha
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