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In Russia we have the same stuff by central bank, called SBP (fast payments system). Also widely used.
Do you find that people use it to send money to each other very often (not just customers paying merchants/businesses)?
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I'd say currently it's the main way for people to send money to each other. Like 95% cases.
You only need the phone #.
Then you can see and confirm the firstname and first-letter-of-a-lastname and select the bank to send to (and the "main" bank, chosen by recipient, is selected by default)
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