I spent the better part of 15 years being the tightest, scrimp-ing-est, coupon cutter, penny saver master I could be. Saving money like that feels good, but wastes your time.

You don't save your way to riches.

Sure, don't be profligate. You don't need a TV, you don't need the latest phone, you don't need a new car.

But that time you spend clipping coupons and shopping at thrift stores is better spent increasing income.

Figure out how to increase income, don't worry so much about expenses. Buy sats with your increased income.