Fascinating stat — but also revealing of the fragility of the system itself. The fact that only just over half of Americans have a mere three months of emergency savings — and that this is considered a record high — says more about the structure of modern economies than about individual responsibility.

It reflects a society where the baseline is precarity, and the exception is stability. In a world of ever-increasing productivity, AI, and automation, isn't it ironic that most people still live one unexpected bill away from crisis?

It makes you wonder — is the real problem financial literacy, or is it that the game itself is rigged to keep most people running on a treadmill of endless consumption, debt, and inflation?

True sovereignty doesn’t come from stacking fiat savings. It comes from opting out of systems designed to leak your time, energy, and future.