bitkey has a nice design

I think if it had a screen and trezor/ledger style scrambled pin code to avoid phone compromise, it might be usable for high value storage. maybe in the v2.

eliminating the 24 words IMHO is a good idea

btw there's a ghetto way to do this with vanilla hw wallets.: clone same phrase onto several devices and destroy the phrase. store devices geographically distributed with trusted friends who don't have the pin, and under seal. done.

bitkey makes this kind of seedless setup the default path. which IMHO is good.

in the future if we take the happy path, this will be white labeled through your local bank branch so you'll trust the Wells Fargo bank manager instead of bitkey but the mechanic will be the same.

maybe you don't trust bitkey but you already trust the bank where you're keeping most of your savings.

overall bitkey is better than I expected

I just hope this is only a first step not the end of the path