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My biggest worry would be voting and having whoever would enact change just ignoring the results.

That's already the case now though right? At least here the fact that you're ignoring the results would be even more obvious

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Yeah, but then I'd be out money for nothing. I don't want to pay for something (that I don't pay for now) where I have to trust anyone about the outcome.

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Then you would not vote and that seems fine

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