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I totally agree with you, and support RSK.

I very much like Money on Chain and it's very innovative implementation of stable coins (DOC and RDOC) not backed by fiat or any company or government, but stabilised by BTC and RIF investors, of which I am one, who take the risk of volatility from those in need of a stable medium of exchange. Just brilliant!

Also, tex is a fantastic decentralised exchange. Although I prefer to interact directly with the second layer, I've used tex a couple of times when I wanted a more imrmediate exchange.