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(b) Bitcoin has a very bad reputation, that is a real obstacle. People often don't have the means (time and money) to educate themselves, they think they can make money quick or they wait for their government to "legalize" bitcoin. Also there is a lot of anxiousness around bitcoin - it's new, you can't touch it, the volatility... that's why 90% of crypto users use USDT
Yes, yes, I can relate with this because I'm from Nigeria. This point b is really the blockhead.
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