Yep. There are provisions for banks ba out here as well but the provisions are so strict, there is little chance of a bank falling.. 

I think the bigger problem is the expectation of being bailed out. The moral hazard in US banking is insane. 

Undisciplined

econ

US set to cut capital requirements for banks

Coinsreporter

I believe that economic policy for the institution who hold the Public Money should be the strictest to avoid any crisis. But I see US doesn't like to be stricter and this becomes the case for crisis almost everytime. 