People that are capable of chilling at a "milestone", would likely have chilled at the last milestone, or chilled so hard that they never even tried to make something themselves.

Productive people exist to raise the mean.

Money is like an IOU. People who have lots of it, have helped lots of people (baring theft, taxation, monopoly strong-arming, other ways to extract wealth outside a free market of voluntary cooperation, etc.)

You could rephrase this as "I have helped enough people to earn a mill, I want to help twice as many people!". Sounds like a noble goal to me.