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Already today there is some merchants using Bitcoin, for example we have a repository of merchants in France https://bitcoin.fr/depenser-ses-bitcoins/ . We have dark markets. When CBDCs come we may not have a choice for certains goods or services and having an always on server with all the channel management is not an option in an adversary environment.
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so what are people buying with bitcoin besides bitcoin stuff? i have only ever found on merchant that i use regularly who accepts bitcoin (http://literoasters.com)