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i had a recent job onboarding experience with the "benefits specialist" over the phone; to her recollection, i was the first one to ever say "i want zero benefits"
Crowdhealth worked well for a pregnancy and nation in my tribe
P.S. interesting tidbit here: "The first element generally is held to be tri- "three," and the whole to represent a PIE indication of "tripartite division" (de Vaan)." https://www.etymonline.com/word/tribe