In regards to taking a mortgage? Or how much home to buy?

I generally recommend that all housing costs, including utilities, HOA, insurance, and maintenance (which is typically 1-3% of the total home purchase per year) stay under 20% of pretax income. This makes it easier to spend money on other things without sacrificing savings. Savings should also be 20% of pretax income.

If you pay 25% in taxes, 20% in savings, 20% on your home, you have 35% leftover to spend on whatever is important to you.

BFA is the best pod! Thanks for reminding me :):)