I resonant with this thinking in lightning, even though I know the goal is that we're supposed to get it to the point where people don't have to completely get it.

IMO, people currently using lightning or running nodes without understanding how it works or it's risks should really consider shutting down their nodes. I try to communicate this in the latest Citadel Dispatch: https://bitcointv.com/w/fXw6ueVidoifiy8YQN7Fyk