A lot of it depends on your values, aspirations and luck. If you want to perpetuate your dna then middle age can be hard work. It also depends on your luck and past efforts, or lack thereof.

In my 60s now but feel a lot freer in most ways than anytime prior except perhaps 20s. Thanks in no small part to Bitcoin. Don't have to work, but still can. When there is no/less financial pressure, work becomes a lot more enjoyable!

Sure booze hits your body harder later in life so I have virtually stopped consuming it. Now I see booze as a poison that I nonetheless spent/squandered a lot of time and energy consuming...it does give a nice high but it is also largely a toxic delusion...like most drugs.

Body starts to make complaints too, which is not fun. And then comes death...the final release from all ego and materialism. Might take some sats with me, if there's any left...